What We Handle
Every Claim Type.
Maximum Recovery.
Insurance companies have teams of adjusters working to minimize your payout. We level the playing field — fighting for every dollar you're owed on fire, water, storm, wind, and roof damage claims.
Why Hire a Public Adjuster?
The insurance company's adjuster works for them. We work for you.
We Know What You're Owed
Insurance policies are complex. We know every coverage provision, exclusion, and loophole — and we use that knowledge to maximize your claim.
Bulletproof Documentation
We build a comprehensive claim file with professional photos, expert estimates, and detailed inventories that insurers can't dispute.
We Handle the Fight
Dealing with insurance companies is exhausting. We take over all communication, negotiation, and paperwork so you can focus on recovery.
No Recovery, No Fee
We only get paid when you do — a percentage of the settlement we recover. If we don't win, you owe us nothing.
Common Insurer Tactics We Counter
- Undervaluing rebuild costs with outdated pricing
- Denying smoke damage in unburned areas
- Capping contents claims below actual value
- Limiting ALE to an unreasonably short period
Fire Damage
Fire Damage Claims
"Every charred beam. Every ruined belonging. We document it all."
Fire damage claims are among the most complex and emotionally devastating. Insurance companies routinely undervalue structural damage, overlook smoke and soot contamination, and minimize contents losses. Our adjusters know every line item they miss — and we make sure you're paid for all of it.
What We Document & Recover
- Structural damage — walls, framing, roof, foundation
- Smoke and soot damage throughout the property
- Contents and personal property losses
- Additional living expenses (ALE) while displaced
- Debris removal and cleanup costs
- Code upgrade requirements (ordinance & law coverage)
Common Insurer Tactics We Counter
- Claiming damage is "pre-existing" without evidence
- Missing moisture in walls and subfloor
- Denying mold coverage tied to covered water event
- Offering repair instead of full replacement
Water Damage
Water Damage Claims
"Hidden moisture. Mold. Structural rot. We find what they miss."
Water damage is the most frequently underpaid claim type in the industry. Insurers send adjusters who spend 20 minutes on site and miss hidden moisture behind walls, under flooring, and in insulation. We conduct thorough moisture mapping and document every affected area.
What We Document & Recover
- Burst pipe and plumbing failure damage
- Appliance leaks (dishwasher, washing machine, water heater)
- Roof leak and rain intrusion damage
- Hidden moisture behind walls and under flooring
- Mold remediation costs
- Flooring, drywall, and cabinetry replacement
Common Insurer Tactics We Counter
- Attributing damage to "wear and tear" instead of storm
- Missing hail hits on soft metals and siding
- Denying interior damage from storm-caused openings
- Undervaluing full roof replacement with partial repair
Storm Damage
Storm & Wind Damage Claims
"Hail, wind, and storm damage is routinely underpaid. We fix that."
After a major storm, insurance companies are flooded with claims and under pressure to minimize payouts. Their adjusters are often overworked and undertrained on storm-specific damage patterns. We know exactly what to look for — and we document it with the evidence needed to win.
What We Document & Recover
- Hail damage to roof, siding, gutters, and windows
- Wind damage — missing shingles, lifted flashing, structural
- Fallen tree and debris impact damage
- Fence, outbuilding, and detached garage damage
- Interior damage from storm intrusion
- Temporary repairs and emergency mitigation costs
Common Insurer Tactics We Counter
- Offering patch repairs instead of full replacement
- Claiming damage is due to age, not the covered event
- Applying excessive depreciation to reduce payout
- Denying matching requirements for partial replacement
Roof Damage
Roof Damage Claims
"Your roof is your home's first line of defense. We protect your claim."
Roof claims are among the most frequently denied and underpaid in the industry. Insurers often offer partial repairs when a full replacement is warranted, or deny claims by attributing damage to age rather than the covered event. We build an airtight case for the full value of your roof.
What We Document & Recover
- Full roof replacement vs. partial repair disputes
- Shingle, tile, metal, and flat roof damage
- Flashing, ridge cap, and underlayment damage
- Gutters, fascia, and soffit damage
- Skylights and roof penetrations
- Code-required upgrades during replacement
Not Sure If Your Claim Qualifies?
We'll review your claim for free and tell you exactly what you're owed — with no obligation and no upfront cost.