Utilizing a public adjuster to file a condominium claim offers unique advantages for both associations and individual unit owners. Condo insurance claims are often complicated by multiple parties — boards, owners, and insurers — with disputes over who is responsible for different parts of the property. In many cases, damages extend beyond one unit and affect common elements such as roofs, hallways, plumbing, or shared systems, making the process even more complex. A public adjuster steps in to review all applicable policies — master and individual — and clarify what is covered under each. We also conduct a comprehensive inspection to identify the full extent of the damage and ensure it is documented properly. By coordinating the claim across multiple parties, we help reduce confusion, streamline the process, and make sure no detail is overlooked. The result is a stronger, more organized claim that protects the financial interests of both owners and the association.
Public adjusters are licensed professionals who bring clarity and advocacy to condominium claims. Insurers may try to minimize payouts or shift responsibility between policies, leaving owners and associations at risk. Our role is to interpret policy language, assemble thorough documentation, and negotiate for a settlement that accurately reflects all covered damages. With a public adjuster on your side, you gain a trusted advocate who ensures your claim is presented properly and your community is fully protected.